Whether it's a government-guaranteed CSBFP loan, a BDC facility, a commercial mortgage or a private lender, we build the plan and the financial model around the tests your lender will actually apply — debt service coverage, security, equity injection and realistic projections.
Each plan is structured for the specific lender and product — because a CSBFP lender, a BDC account manager and a private lender each underwrite differently.
Loans delivered through banks and credit unions and partially guaranteed by the federal government under the Canada Small Business Financing Act. Available to businesses with gross annual revenues of $10 million or less — including brand-new startups.
Conventional term loans, commercial mortgages and operating lines from the major banks and credit unions — for expansions, acquisitions, buyouts, premises and refinancing.
Financing for startups, expansions, equipment, technology, working capital and business purchases from Canada's development bank — often complementing a primary bank facility.
Collateral-free startup financing and mentorship for young entrepreneurs, delivered with BDC co-financing. Futurpreneur requires its own business plan and cash flow format — we prepare both.
Plans and projections for equipment loans, leases, and fleet financing — trucking, construction, manufacturing, medical and food-service equipment.
Plans for private lenders and mortgage investment corporations, plus investor-grade documents for equity raises — with valuation logic, use of funds and exit discussion.
Plans supporting Export Development Canada guarantees, trade credit and working capital solutions for businesses selling outside Canada.
Plans for the Canadian Agricultural Loans Act program and Farm Credit Canada financing — farms, food processing and agri-business ventures.
Lenders skim the narrative and live in the numbers. Every financing plan includes a fully integrated 5-year, three-statement financial model — not a disconnected spreadsheet.
Tell us the lender and amount — we'll scope the plan and quote it free.
